Which type of insurance coverage must an applicant provide in their application?

Study for the Texas DPS PSB Qualified Manager Exam. Practice with flashcards and multiple choice questions. Each question includes hints and explanations. Prepare for your exam confidently!

The correct choice is general liability insurance because it is a standard requirement for applicants in the security industry. This type of insurance provides coverage for claims of bodily injury, property damage, and personal injury that may occur as a result of the applicant's operations. It is essential for managing risk and protecting both the business and its clients from potential legal issues that could arise.

General liability insurance helps ensure that the business can respond to claims and damages without facing financial ruin, which is crucial in a field where interactions with the public and clients are commonplace. Providing proof of this insurance in the application demonstrates the applicant's commitment to operating responsibly and mitigating risks associated with their services.

The other types of insurance listed, while important in different contexts, do not fit the specific requirement for an applicant in this situation. Property insurance primarily covers physical assets, workers' compensation insurance is focused on employee injuries, and health insurance pertains to the health coverage of employees rather than liability in business operations. Therefore, the focus on general liability makes it the essential coverage required for applicants.

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