Which of the following represents a violation of operational insurance requirements?

Operating without insurance constitutes a violation of operational insurance requirements because it directly breaches the legal mandate that security firms must have adequate coverage to protect themselves and their clients from potential liabilities. In the security industry, having insurance is essential to ensure that there is financial backing in the case of incidents that may arise during the provision of services, such as damages or injuries that could occur on duty.

Without this insurance, a company exposes itself to significant financial risk and operates outside the legal framework established by the Texas Department of Public Safety. This can lead to penalties, loss of licensing, or operational shutdown, as insurance is a fundamental requirement to ensure compliance and uphold professionalism in the industry.

The other options represent different types of violations or concerns related to insurance documentation or operational changes but do not directly involve the act of operating without the required insurance coverage. While they may relate to maintaining compliance, they do not embody the core issue of not having insurance in place.