What type of agent must countersign the certificate of insurance for it to be valid?

For a certificate of insurance to be valid, it must be countersigned by a licensed insurance agent in Texas. This requirement ensures that the insurance policy is properly authorized and that it complies with the state regulations. The role of a licensed insurance agent includes verifying the legitimacy of the insurance policy and ensuring that all necessary details are provided and in accordance with Texas laws. This step is a critical component in maintaining the integrity of the documentation process and provides assurance that the policy is indeed active and can provide the coverage it claims.

Other types of individuals, such as out-of-state insurance agents, financial advisors, or corporate representatives, do not fulfill the specific legal requirements set forth by Texas regulations for this function. Only a licensed insurance agent in Texas has the authority to provide the validation needed on the certificate of insurance, which reflects the state's commitment to effective regulation and consumer protection in the insurance industry.